One thing I've learned from blogging and budgeting thus far is I gotta start budgeting for my spending more, not just my bill paying. I'm not spending a lot. Heck, I only spent $92 in 14 days for a grand total of $6.50 a day. I probably would have spent less if I could only quit smoking! But for the past week I have been petrified of the work expense hitting my bank account and not spending any money at all. It's going to help now that the Payday loans are gone, but I want to actually have some spending cash on me and not worry so much. I will post my new budget ASAP and try to take these things into consideration.