- I don't have a car and thus no car payments or insurance. I am lucky enough to walk to work.
- I HAVE taken money from my parents, most recently on my Sister's bachelorette trip, but other than that it has been several months since I have received anything. Trust me when I say that this money does not come Guilt-Free.
- I do smoke and I know it's expensive and bad for me. I am trying to quit.
- I do have a plan for the future and have been blogging about it. As the blog notes, I'm a "work in progress" but as soon as I clear the rest of my short term debt (see sidebar) I am going to unveil my Master Budget that will include the creation of an Emergency Fund and spending limits for each category of spending.
Anyway, I appreciate you stopping by and feel free to ask me any questions you like!