Although it's definitely going to through a small wrench in my Extra Paycheck Debt Payoff Plan I need to travel home this weekend to celebrate this momentous occasion. Little Sister and I are very close - she's an amazing kid and I'm so happy to see her growing up into a admirable young woman. Yet blowing out the candles on special occasion means 1) a present and 2) bus fare - things not originally contemplated by my Extra Paycheck Debt Payoff Plan.
I'm such a moron, really. Why can't I think ahead and plan for things that are going to cost money? Ugh! Must resolve to improve on this front.
So here's my Budget for the next two weeks, which may or may not have to be altered due to a potential Out of Town Work Trip:
Starting Balance = 1135
Rent - 725
Utilities - 92 (including 40 towards the Payment Agreement)
Hobby Fee - 70
Travel - 80
Gift - 40
Boyfriend - 50
Groceries - 40
Misc. - 38
And that's how the cookie crumbles. The gift I have tentatively picked out may not cost $40 but I'm leaving myself a cushion there, albeit a small one. My hobby debt is finally paid off so I can begin participating again today (yay!). Boyfriend has been very patient with me but I want to pay him back ASAP. Utility debt getting smaller - will attack that after I pay off the Credit Card. I can usually count on my Dad to give me enough cash to cover one of my bus fares when I leave home but it's not guaranteed. Can't wait to get rid of all the Short Term Debt (which, looking back, was a really bad name choice) so I can start to focus on other debts.
In the meantime, what do sixteen year old girls like? I have a couple ideas but could use more.