So it's been one month since my first post and although things are still pretty dire on the financial front, I realize I've actually made a lot of progress in a short period of time.
1. I settled an old credit card account and am happy to report that this debt will be gone forever in just 23 more months!
2. I started paying Sallie Mae after almost going into default.
3. I've started tracking every dollar I spend online and through this blog.
4. I finished paying back a friend the money I owed him.
5. I finally paid enough back to my credit card so that it is no longer maxed out.
6. I've made budgets for myself and tried very hard to stick to them.
7. I've looked for ways to save money - including no more vending machine purchases and bringing lunch to work with me.
8. I am very close to being done with payday loans.
9. I have secured two job interviews, one of which looks very promising.
10. I've made goals for the month and for the rest of the year (see my sidebar!).
So all in all, I am happy about what I've done so far. It may not seem like much but believe me, I was much worse off before - bouncing checks left and right, getting overdrafted, spending money I didn't have, etc. Hopefully the next month will bring even more progress.
4 comments:
The way I look at it is if you don't like getting out of debt, you can always go back. No one in their right mind would struggle to take a step forward and then fall two steps back. Even if you have a month where you can't tackle debt, just the ability to live on what you make is huge. Paying attention to the money and what you're doing results in behavior changes.
Congrats, I'm about a month into blogging as well...it's fun isn't it!?
You're doing great...keep up the progress.
It sound like you have done great in 1 month. You should definitely be proud and let it motivate you to continue on this great path. I love blogging, and your blog is great, so keep up the good work!
Believe me you will be amazed by progress 2-3 months from now!
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