So in the beginning of the month I posted my June 2008 Goals. They were pretty small but very very important to me:
1. Do not get overdrafted by the Bank!
2. Stop Payday Loans forever!
Here's how I'm doing at the midway point of the month.
1. Haven't been overdrafted. Check! Spend less than I earn. Spend less than I earn. I'm doing all I can to stick to this goal.
2. Pay off remaining payday loan. Almost check! I have scheduled my VERY LAST payment on my very last loan for next Thursday. They payoff amount was $195, a high price for freedom, but worth very penny to get out of this terrible hole. I can't even imagine what life will be like without spending upwards of $400 a month on payments and fees.
I've even started making a list of things I want to focus on in July. One of them is to never ever use an out-of-network ATM machine again less I incur the Evil Bank Fee Monster. Still got a ways to go in the month but things are stable for now.