Every month I write a check out to my Very Expensive Storage Facility, aka my apartment. It's something I try to tell myself to see the "big picture" that despite the fact that I spend the majority of my nights (shocking) at Boyfriend's place, that maintaining my own apartment is neccessary. But it's hard to see the big picture sometimes when it costs you $725 a month. Plus utilities.
When Boyfriend was living in his old apartment moving in with him wasn't something I planned on. The place was way too small and on a sketchy block. We briefly considered renting an apartment together - an idea that lived until I mentioned it to my parents and they had minor heart attacks about the situation. But a few months have gone by, my parents have gotten to know Boyfriend a little better, and goddamnit I'm 28 years old....
I know that moving in with someone can be stressful. But if that's my goal I need to plan for it, right? Besides "officially" sharing his space it will save us both a couple hundred dollars a month. After talking about it with him we agreed to the following terms (compared to my current numbers):
Rent - 725/400
Storage - 0/50
TV + Internet - 0/0
I still may decide to pick up half of the cable and Internet but he said not to worry about it. I will rent a storage facility in order to store my bed, desk and a couple other things I won't want to part with (in case - gasp - it doesn't work out).
This plan sounds great, right? Why don't I just sign on the dotted line and get moving? Well, here are the problems:
1. I am locked into a one year lease ending on August 1, 2009.
2. I don't know what my parents will say.
3. I need an Emergency Fund.
4. I need a Scumbag Landlord Fund.
5. I need to pay off my old utilities.
So, alas, the move is not happening any time soon. I want to save up at least enough money to put down a deposit on a new place and first month's rent in case (gasp) the move/relationship does not work out. Based on my current savings of $0, I am about $1500 away from achieving this goal. Ironically, if I didn't have to pay rent every month, saving $1500 would be a snap. Isn't irony a bitch?
Paying off the old utilities is taking an excrutiatingly long time. But there's no interest on the Payment Agreement so it hasn't been my first priority. I hope to have it paid off by Christmas.
I also want to save some money in case my landlord tries to take me to Small Claims Court. He has apparently taken most of his former tenants to Small Claims Court over one matter or another. Yay my first trial! The amount I will aim for is $725 - a month's rent.
Plus an Emergency Fund of $1500. Can it be done?
I hope so. My deadline for the Living in Sin plan is circa June 1, 2009. I will be 29.5 years old and my parents can kiss my butt at that point.