I can't say it was totally my fault as I was out of town and needed cash so I decided to use my ATM card to take it out of my emergency savings account that I specifically set up to be linked to my checking account. Well, alas, I learned the hard way that the account was not linked to my ATM card. I still needed cash so I just took it out of my checking account (where there was none) and made an online transfer later that night at home. And what did the bank say about that? It shot me a big middle finger in the form of a $35 overdraft fee. Ugh.
I drained pretty much the rest of my emergency fund paying that sucker off and now have to start from Square One. But a lesson was learned that I need to call my bank and get them to link my Emergency Savings account to my ATM card so this does not happen again.
Now that my confession is out of the way, here's how my money was spent compared to the Budget I established two weeks ago:
Savings - 50/-4
Rent - 725/725
Water - 50/50
Sprint - 65/63.41
Utilities - 85/84.61
Capital One - 20/20
Boyfriend - 50/50
Hobby - 35/0
Groceries - 50/0
Misc. - 65/110
Out of Network ATM Fee - 0/2
Overdraft Fee - 0/35
Once again I totally didn't contribute to the Grocery bills but I told Boyfriend that the next shopping trip is on me (yikes!). Hobby I'm paying today as I have been under the weather and not showing up to meetings.
Miscellaneous spending includes Halloween costume expenses and beers bought at my very first professional football game.
And that's how the cookie crumbles.