Friday, June 20, 2008

Sallie's Niece to Dad: No I Don't Need Money!

So all but ten minutes after I lamented on the fact that I don't have a lot of money for this weekend, Dad calls. He is a consultant and gets paid infrequently but it's always on a Friday.

Confession: I take money from my Dad.

And before you start saying "Oh lucky you Sallie's Niece, you get free money!" let me tell you it does not come too often, it is not a lot, and there are always STRINGS attached.

String 1: The bank account he uses to send me money is in my hometown, staffed by several girls I went to high school with. Despite the fact that it is probably against SEVERAL laws, they freely tell him how much money is in my account. That is one reason why I transferred my bank two years ago (the other was I got a free Ipod Nano!). When it is low, he lectures me.

String 2: He tells me what to do, where to live, whom to date (well not really) but he's your typical overbearing father type. He knows as long as I continue to accept this money, I will never be free.

String 3: While he loves to just randomly give me money at his leisure, if I ever dare to ASK him for money, I get an hour lecture on how I need a new job, need to move to a new city, etc.

So I told him I was good for now (I think he was shocked to hear it!) BUT that I could use a boost for the upcoming Sister's Bachellorette Weekend (next weekend). This much is true. It's shaping up to be a real Budget Buster. My Mom already promised to help out, but I wanted to cover all my bases.

No free money for me. Must stay within my means this weekend. Wish me luck!


Anonymous said...

Good for you!! You are even amazed with yourself arent you? :)

Anonymous said...

Confession: I take money from my dad too.

Anonymous said...

I don't get it. You make $55k a year, have no kids, are single, renting, and I've also noticed that you don't have groceries, gas, etc., listed in your budgets. And you still take money from your father, who paid your student loans for you (are these loans from him, by the way? or just "free money"?)owed a lot to payday loans, and so on...Maybe I'm being too harsh. Oh, well. Hopefully, you'll grow up one day.

Sallie's Niece said...

Thank you for your comment. Actually I only make $43k a year right now but one of my goals is to increase that amount. I got into some $ trouble for a while and have been in the process of pulling myself out of it and living on a budget. And my student loans came from student loan companies - believe me, they are NOT free money.

Anonymous said...

Actually, I was referring to your father's payments of your student loans when I said "free money." (As in, are you paying him back for the $303 payments he made every month for you?)Consider consolidating them. It'll drop your interest rate, and lower your payment.

Sallie's Niece said...

Actually private loans cannot be consolidated in the same way federal student loans can - believe me, I tried.

We worked out this agreement a while ago when I told him I wanted to move into a cheaper apartment in order to pay the loans. He said he would pay this loan until I was more able.

Believe me I am very grateful for his help but it comes with several strings so I don't consider it "free."

undercover vixen said...

i think some of the ppl commenting are silly. I wouldnt turn down free money from my parents unless it was some sort of sacrifice they had to make to give it.
I wouldnt take it if there were too many strings attached...but seriously.. i am more interested in paying down my debt than whether or not my parents feel like giving their child money.
but hey, that's just me