Needless to say, everything needed to be revamped. And, in fact, I did not have $260 to spare so Boyfriend stepped in and helped me out to the tune of $120. He was afraid that I would have taken another Payday loan to remedy the situation. Luckily that didn't happen and I can now start paying him back the total of $345 owed to him.
Anyhow, here's where my money went over the past two weeks compared to the budget I made:
Rent - 725/725
Capital One - 50/50
Bridesmaid Dress Accessories - 60/20 (yay!)
Gym - 46/0 (this hasn't posted and I'm not sure it will since I cancelled my membership)
Weekend Money aka Spending Cash - 60/28
Cigarettes - 56/12 (I quit!!!)
Lunch Supplies - 40/40
Mailing Stuff - 5/0 (didn't mail yet)
Not Budgeted But Paid
Doctor's Bill - $85.05 (a couple of unpaid visits finally caught up with me)
Defaulted Student Loan - $260
By quitting smoking, I had less opportunity to have cash on me so I only ended up spending $28 in micellaneous unaccounted for cash. Sweet. In reality, this is partly due to the fact that I was waiting for my checks to clear and was afaid to spend anything.
Not included above are a couple of things I used other funds for:
I put an $11 bottle of wine on my credit card last night so I'll need to account for that by the end of the month.
I also bought Thai food ($9) with my other bank account's card the other night with some of the money that was budgeted for my last gym membership payment.
Still have not purchased Sister's Wedding Gift but hopefully will do that today (payday!).
All in all, quitting smoking was quite possibly the best thing I could have done for myself financially. Little things like thai takeout seem more affordable now that I am not wasting and average of $40 a week on cancer sticks.