What happens when life doesn't go according to plan? Well, you just make a new plan, that's what! And thus, here is my new budget compared to the old Budget I made:
Old/New
Rent - 725/0
Sprint - 83/83
Capital One - 20/20
Beauty - 60/230
Travel - 40/40
Wedding Weekend Money - 50/230
Sprint - 83/83
Capital One - 20/20
Beauty - 60/230
Travel - 40/40
Wedding Weekend Money - 50/230
Repaid Mom Debt - 0/100
Old Roommate Wedding Shower Gift - 50/103
Utilities - 0/102
Old Roommate Wedding Shower Gift - 50/103
Utilities - 0/102
Savings Account - 0/50
Total Remaining = 334
Okay, so big exciting news is that today, I opened up a Savings Account for my Emergency Fund!!! This isn't such an exciting event as I have had a Savings Account since I was 12 years old but it's never had much of "savings" in it, especially in the past couple of years. I decided I needed to have an account linked to my Checking Account so that I can conveniently save money while still diligently avoiding the Evil Overdraft Monster. Bank to bank transfers take way too long for my usual type of "emergency" so I did not open up a high yield savings account. Not yet anyway. I started small and put $50 in this account.
I paid my utilities early so that I don't have to deal with them in the next pay period.
I went ahead and bought Old Roommate's Wedding Shower gift since I know I won't be able to afford to do so in the next pay period with rent and other debts coming due. Though I spent more than I anticipated, $60 of that money came from the $100 my Dad gave me so I only actually spent $40 of my own funds.
I cannot pay my rent on time in September and my landlord agreed to hold the check until September 3rd. But I want to end out August with $200 left in my Checking Account so that I only need to pay $525 out of the new paycheck for my rent. I think I can do this as I currently have $334 left in the account. Boyfriend and I are going to a festival over Labor Day Weekend. I originally budgeted $60 for the festival but I think I am going to increase that amount to $100 since we will be gone for four days.
Here's hoping the amended Budget works out this time!
3 comments:
hah! i just realized that i adore your blog so much that i was supersad to not see a new update this morning :) guess that goes to show, you've got fans!
Oh thanks I'm working on one soon! If only they paid me to blog I would have so much more time!
Update: Old Roommate Wedding Shower gift was only $87 - and only $40 of my own funds were spent. Just wanted to clarify.
Post a Comment