Hello there and a Happy St. Patrick's Day! Here's hoping my Irish blood will bring me some luck soon as I'm currently behind on my March Savings Madness by $32 and with New York State (and several others apparently) holding on to their refunds I may even get further behind before this month is out.
It has been a good couple of weeks in terms of personal development. I started working out more and eating healthier. This new development came with a higher grocery bill but I've been researching ways to eat healthy for less and hopefully will have some new tips to share soon. And the new Spring weather headed my way meant adding some new clothes in my still pretty basic wardrobe. So all in all, I'm slightly over budget.
Here are the numbers compared to the budget I set two weeks ago:
Budgeted/Actual
Credit Card - 120/120
Wedding Savings - 100/68
Groceries - 75/120
Sallie Mae - 407/407
Defaulted Student Loan - 260/260
Nice Collection Agency - 125/76*
Healthcare - 70/40**
Misc. - 118/195
*I don't know why this payment was lower. Maybe as I get closer to paying off that account (yay!) the payments get lower. I need to look into that because I would really like to free up that monthly line.
**I still didn't send in my annual dental deductible. I hate mailing bills and I am completely out of checks.
Miscellaneous spending includes a bus, train and subway tickets since I went into NYC for a while before visiting my fiance's family. There was some wedding spending but that came out of the Wedding Savings. I hope after this month we will be well on our way to paying for our wedding in cash!
Since today is Extra Paycheck Day (March is a 3 paycheck month) I'm hoping to catch up a little bit.
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